There has to be lots and lots of times whereby you wished you had money a few days earlier. Personally there was once I needed to buy some mutual funds that were going to be introduced in a few days. But on the day it was launched, I had not enough money to buy the fund. I wished I had some form of cash advance to help me grab that great opportunity to buy that mutual fund.
Like a lot of things, finance is a very time critical activity. It demands high accuracy in terms of punctuality and such. If you miss a date of lets say your mortgage payment, your house would be indefinitely be taken away from you. What's worse is most of the time you do have the money to pay but it would only be in your wallets at a time just too late.
So for desperate measures, you could always take up payday loans. Think of payday loans as a form of salary advance. With that advancement of cash, you could use it wisely, and I repeat, wisely, to help your cash flow better. Then after you've got your money, you could payback the loan which is usually bound in a short term time frame.
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